Welcome To California Capital

At California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application

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Today's Rates*

TermRateAPR
30 Yr Fxd4.5%4.775%
15 Yr Fxd3.375%3.853%
5 Yr ARM3.75%4.506%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

U.S. Government Bonds Send Warning About Slowing Growth

U.S. government bonds sent a fresh warning about the economy after a report showed that manufacturing activity slowed this month to the lowest in almost 10 years. That data led the yield on the 10-year note to fall below the yield on the two-year note.

FHA

There are lots of good reasons to choose an FHA loan.

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Video Testimonials of recent Clients

  • Martin And Miriam Aguilera

  • Vincent Navarro

Contact Us

Call Us: (909) 969-3563

Email Us: alexespinoza@mycalcap.com

Our Address: 1757 S Euclid Ave, Ontario, CA  91762

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 4.5% 4.775%
15 Yr Fxd 3.375% 3.853%
5 Yr ARM 3.75% 4.506%
Calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.